A TIMES report recently shed light on consumer’s ability to make their rights heard by banks, and reclaim thousands of pounds in unwarranted and often illegal bank charges. The report claims that a bank customer, Declan Purcell, whose bank refused to refund thousands of pounds in charges, sent the bailiffs.
Debt collectors, hired by Declan Purcell, […]

Egg is one lender that has been growing in popularity in recent years. This is partly due to the fact that it has been taking on a lot of new customers and approving a lot of new loans. The current optimal rate on its personal loan is 7.9 percent. This is available only to customers […]

The national debt breached the £500 billion mark for the first time in December, 2006. This, despite the fact that the biggest stamp duty was taken since the levy was introduced in 1694.
The Stamp Duty revenue in December 2006 was £1.3 billion, according to the ONS. The recent housing market boom increased stamp duty on […]

If you are thinking of taking out some sort of credit or financing, then there are a few simple points that you can take into account which will make the entire process a lot easier. Also, because there is such a variety of loans and financial products on the market and because they vary so […]

Repaying debt is not easy. In fact, debt can be compared to an addiction and there are even groups that counsel those who are in serious debt and try to get them back in control of their finances. If you are finding that you have trouble repaying your debt, and that it is starting to […]

Consumers cannot find a checklist which will help them identify a reputable loan company or debt management expert.  Recent developments have made it painfully obvious that many people are being victimized by unscrupulous loan companies and
There isn’t a definitive checklist by which you can identify a reputable loan company. However, the following list includes a […]

Equifax reveals that responsible citizens believe they are subsidising the thousands of consumers who go bankrupt, according to a new survey.  This follows reports suggesting that 30,000 personal insolvencies are expected in the first quarter of 2007, of which 10,000 will be a direct result of Christmas spending.
Equifax, the Consumer Credit Information giant, reveals a […]

Roughly 8,140 families lost their homes in the first six months of 2006. This figure is up 76 per cent over 2005 reports. For 2006, The Royal Institution of Chartered Surveyors (Rics) predicts repossessions to escalate to 19,000, or 50 per day.  These figures are allegedly based on the belief that 2007 will not see […]

If you have a poor credit rating, then you do probably do not have to worry about getting finance just yet. There are a huge number of credit and loan offers currently on the market for customers with poor credit ratings. While you will have to pay significantly higher rates of interest on these products, […]

If you are swimming in debt from all your credit cards and the debt is starting to make a bad impact on your life, then it’s about time you start to seriously consider paying off your credit cards.  The best way to tackle your debt is by paying off the balance with the highest annual […]