A lot of customers have been attracted to some new cash back credit cards which now offer up to 4 per cent back on every pound you spend on the card. The reason credit card companies can offer you back so much money is that they get paid by the merchant for the transaction. While [...]

After a series of complaints from customer the telecommunications regulator, Ofcom, has launched a review into fees that are levied by operators.  Ofcom states that it is looking into the issue of concealed costs for services that are not directly associated with using your service, whether it is mobile, broadband, or your home phone.  Some [...]

New figures show that it might be cheaper to borrow larger amounts with some personal loans.  This is based on personal loans of under £5,000, which have found that loans under £5,000 can be more expensive as the cost of loans over £5,000 have dropped or barely moved.  MoneyExpert conducted the research and believes that [...]

The Elderly are being forced into debt by council taxes, utility bills, and fuel costs.  They are increasingly turning to IVAs and cash advance loans, according to new figures from the Consumer Credit Counselling Service. The Consumer Credit Counselling Service (CCCS) has found that a record number of the elderly have contacted them in recent [...]

If you have attempted to create a budget for yourself in order for you to take control of your finances, or to save up for something, and found that you became quickly frustrated or unmotivated then you may not have created a suitable budget plan.  Often many people have the big idea of creating a [...]

You may have heard of cash back websites but are they really real and do they actually work. Well the first thing to answer is what exactly is a cash back site. Well these are business websites that have been set up to find customers for various companies. They have plenty of advertising on their [...]

Yesterday was a hard hitting on for Government. MPs and Other watchdog groups took a stand against unfair personal loan practices followed by many licensed, and unlicensed, brokers. Liberal Democrat Treasury spokesman Vince Cable said: “After 10 years of this Labour Government endlessly promoting financial inclusion and paying lip service to credit unions, virtually nothing [...]

The Treasury select committee argues, in its Financial Inclusion report, that the government must prevent the current exclusion of societies poor from access to bank accounts, credit cards and mortgage loans.  Most consumers are taking advantage of the “cashless society”, the report states that “a significant minority of people in the UK, such financial services [...]

In the wake if the collapse of the Farepak Christmas club, Lloyds TSB announced today that it will reimburse customers who made payments to the club using the bank’s credit or debit cards. To date, Lloyds has refunded more than £100,000 to customers who lost money relating to the collapse, so clients who have been [...]

A recent article discusses the merits of payday loans. These loans are available from high street shops and websites. They provide a chance for people with poor credit histories to get a loan easily. As the article explains, one of the main attractions of a payday loan is that borrowers can get one without a [...]