The amount of wasteful spending in this country, to say the least, is completely outrageous. The money being allotted for frivolous spending throughout the government of the United States of America is completely out of control. All the bills that are sighted in this report are from the fiscal year of 2009.

Regardless of how hard times get and whether or not the world is experiencing an economy crisis, little children need and want to be entertained. Unfortunately, it seems, for parents, that these little ones see so many commercials and are always being marketed to everywhere they look, on food cartons and juice jugs. There are ways for a frugal fashionista to entertain the little ones during this economy crisis without buying all of the latest and greatest toys, or breaking the bank. Here’s how:

Whether it’s a first apartment or a new empty nest, furniture and decorations are keys to making a house a home. Lamps, rugs, lots of interesting pictures can give a space definition and appeal. Stylish home accents cost money and if you are not budget conscious, the cost of making your home a personal haven can quickly get out of hand. While you want your home to look the best that it can, does it require everything to be brand new off of the showroom floor? Probably not. In fact, some of the best home decor and furniture can be found right at a local second hand or consignment shop. For a mere pittance when compared to the retail price, you may be able to get some really high end pieces, or possibly antiques, for your home.

It is estimated that roughly £1bn worth of gift vouchers will be given as Christmas presents over the festive season and many of these are never going to be used. The Voucher Association, which is the trade body for the industry, has admitted that up to a quarter of all vouchers will never be used. [...]

It has been found that consumers are starting to lose their appetite for unsecured borrowing whether it is through unsecured loans or through credit cards. The findings were reported by the British Bankers Association which also found that total secured lending was also down 30.3% last month when compared to the same period last year. [...]

It has been revealed that millions of low-income families are turning to doorstep lenders in order to shore up their debt, with some rates as high as 200%. The report which was published by Save the Children has revealed that as many as 2.3 million borrowers are taking out unsecured loans provided by door to [...]

£50m has been paid out by us in missed payment fines in the first half of this year. This is despite the fact that many card companies have dramatically cut their penalty charges. It is estimated that roughly 4.1m monthly card payments were missed since the beginning of the year coming to a combined total [...]

The Bank of England’s monitory policy committee (MPC) held interest rates when they met on 5 June, despite the latest snapshot of UK finance showed rising inflationary pressures last month. The housing market continues to weaken, the cost of living continues to rise and figures show that unemployment is rising again. Meanwhile, a survey conducted [...]

The Banking Code specifies that if a bank customer becomes a victim of fraud then they should be refunded any money that they have lost as a result of fraud, so long as the bank is fully satisfied that the reason for the fraud was not the result of the victim’s negligence. Negligence in this [...]

Figures just released show that the average Briton is now £33,000 in debt, a figure almost twice as much as it was in 2000, when the average Briton then owed £17,000. The bulk of the increase in debt comes mostly from spiralling house prices and the resultant large increase in mortgages. Many experts are now [...]