The total personal debt in the UK is £100 billion more than the population realise.  Market analyst Mintel said people are “burying their heads in the sand” when it comes to debt.  Individuals owe double on credit cards, loans and overdrafts as they thought they did.
The average person believes they owe £5,251 in unsecured debt. […]

Many consumers are unaware of a situation called ‘debt dependency.’  This refers to a condition where consumers become indebted, and are forced to continue borrowing on credit cards and payday loans just to make ends meet each month.
These spenders never reach a point where they can save money, and pay cash. In fact, so inured […]

With rising interest rates and mounting personal debt, court debt judgements are now at their highest level in ten years.  In just the first three months of this year, 250,000 County Court Judgements were issued and it is estimated that one million County Court Judgements will be issued by the end of the year.
County Court […]

If you are looking into getting a new car, you may first ask yourself whether you want to buy the car, or lease it.  As with any financial decision, you will need to find the benefits and drawbacks that come along with the product and decide based on your findings.  A lot of the time […]

Personal loans can be used for a variety of reasons, some are used to purchase a new car, others use it to help pay for wedding costs, or as a way to consolidate and pay off debt.  Whatever the reason may be, many people often wonder how much they should borrow and over how long […]

If you have a bad credit history and are looking into buying a car, you may often feel that when a dealership offers you an opportunity to get a loan through them you may feel that they are doing you a service.  However that may not be the case.  With any type of loan, you […]

If you have a poor credit rating, then you do probably do not have to worry about getting finance just yet. There are a huge number of credit and loan offers currently on the market for customers with poor credit ratings. While you will have to pay significantly higher rates of interest on these products, […]

If you are looking to get new car insurance, then one of the best places for you to begin your search is online. There are so many car insurance deals these days that it can be next to impossible to find the right policy for you. However, if you would like an easy and fast […]

It sounds good. The newspapers are starting to spread stories, like the one where a man purchased a car on his credit card. He moved the payments around, switching credit cards every time the no interest period was about to expire. This led to him switching cards every six months.  There are websites that now […]

More people are taking out car loans to pay for second hand cars, according to research from the AA, published by MoneyNews. The research has found that demand for new cars has fallen. Although overall demand for cars remains the same, with one in 12 planning to buy a car in the next year, only […]