For years the average UK resident has been inundated with offers of cheap credit. Credit cards, tenant loans, secured loans, car loans, mortgages and store cards have all been offered with very little safeguards and almost everyone was free to take on as much credit as they felt they wanted. Where this was really seen […]

A lot of customers have been attracted to some new cash back credit cards which now offer up to 4 per cent back on every pound you spend on the card. The reason credit card companies can offer you back so much money is that they get paid by the merchant for the transaction. While […]

There are a number of different ways that a person can easily get into debt, and possibly the worst way to fall into debt is with a credit card cheque.
Each year credit card companies send out around 144 million of these credit card cheques to just 18 million credit card holders.  Often these cheques will […]

Researchers claim that the real inflation rate in Middle Britain is 16 percent higher than the official figure.  The very poorest families are those that are hit hardest with the inflation rate, however the impact has been cushioned by tax credits and welfare benefits.  In contrast, the best paid in society are the ones who […]

It has been revealed that the cheapest school uniform can be found on sale at Asda for just £9.96.  The outfit includes a polo shirt, vest, sweatshirt, briefs, socks, trousers or skirt and black scuff-resistant shoes.
The £9.96 price tag for a school uniform was for children from three to six years of age with larger […]

Many consumers are unaware of a situation called ‘debt dependency.’  This refers to a condition where consumers become indebted, and are forced to continue borrowing on credit cards and payday loans just to make ends meet each month.
These spenders never reach a point where they can save money, and pay cash. In fact, so inured […]

One of the biggest personal debt addictions is online gambling. Within minutes of logging on, a victim is rapidly losing money. As hours pass – days sometimes – the money people squander become mere numbers on the screen: they have no meaning, no reference in the real world.
After a while the urge to carry on […]

Credit monitoring is a service available online where the individuals are alerted to any changes to their credit reports.  The individual is immediately notified of any changes either via email, text message or by a phone call.  Many people who want to monitor their credit report and ensure that there is no fraudulent activity use […]

The most important thing that you must do to prepare your self against identity theft is to lose the attitude of “it could never happen to me”.  Identity theft is more common than most people think, and it is the attitude of believing that it will never happen to you that will leave you vulnerable.  […]

If your current credit card has a low credit limit, possibly just £400 or £800, and you want to increase the limit on it there are a few tips that you can take into consideration that will help you achieve a higher credit limit.
Obtaining a higher credit limit is often a better option when compared […]