Credit card companies have begun to target borrowers who don’t have a blemish on their credit records as they tighten up on credit lending. It has been reported that some credit card companies have begun to impose punishing interest rate rises on borrowers who they believe are on the verge of struggling.
Credit card companies’ look […]

British Gas is sending out strong signals that bills could go up over the year after releasing a statement in which it stated that it is expecting a ‘difficult environment’ for energy in the coming year.
British Gas was the first major UK energy firm to cut prices earlier in 2007, however in recent months the […]

Mortgage lender Abbey announced recently that mortgages rates are to rise on a range of its standard tracker mortgages, citing the volatile market as the main reason for the rise
This news comes despite the Bank of England (BoE) deciding not to raise base rates, and many more lenders are expected to follow Abbeys’ lead as […]

The outlook for house prices is uncertain after a year in which we saw five rises in interest rates, as well as global turmoil in the credit markets.
Mortgage lending throughout the year remained strong and with the five interest rate hikes over the past 12 months we have saw house price inflation return to more […]

A new survey published by the Daily Mail has found some very interesting offers that are available at the moment from Barclays. While some of the deals that are offered by Barclays are among the best in the market, the survey also found some very poor offerings from the company.
For example, if you are looking […]

According to new figures, the cost of buying your first home has risen 152 percent in five years, from £233 a month in 2002 to an average of £586 in June 2007.
These figures reveal that many Britons who are in their 20s are finding it harder to get a foothold on the property ladder as […]

Home property experts Rightmove are reporting that the balance of power may have finally switched from the being in the hands of the seller to being in the hands of the buyer.
Recent house price figures show that prices have fallen by 0.1% in London. This is the first signs of a slowdown in house prices […]

If you are considering getting a large loan then it will be easier if you have something to put up as security on it. In almost all cases it will be property that you are putting up as security against the loan.
The size of the loan obviously will vary from lender to lender but will […]

Many consumers will spend most of the season overpaying on their utility bills. Next spring they will be a few hundred pounds in the red, have debt management problems, when all could be avoided.
These consumers never consult an energy efficient web site, or a consultant and ask how they can save money.  Many people overpay […]

According to research by Apac, Britons have spent more using debit cards than cash last year, with cheques becoming almost obsolete as plastic gains ground.  With the updated technology and convenience that plastic cards offer many people are now turning to debit cards instead of cash.
One can argue why cards are better than cash.  For […]