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Terms and Conditions - Loan Arrangers UK
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Home Equity Loans Explained
fter you purchase a home, you begin to build equity almost immediately. Equity is value that has been built up in the home when the amount of money you owe on the home is less than the appraised value of the home. Borrowing money against the value of you home is not a big deal once you have been able to build up equity on the same.

How To Buy An Owner Financed Home
f you're looking to buy a home of your own but don't have adequate funds for a deposit or meet other criteria for a traditional mortgage, an owner financed home could provide an alternate path to homeownership. If you are paying rent every month, you're not earning any return on that money - you are helping your landlord build equity in his property. Instead, you should build your own wealth through homeownership. When you own your home, every payment is an investment in a home that you will someday own outright.

The Truth About FHA Mortgage Loans
f you fall into the category of a first time home buyer, an FHA mortgage loan is probably the best type of loan to seek after. The Federal Housing Administration, known by the acronym FHA, was created in 1934 by the United States Congress. The purpose of the FHA is to help borrowers get loans by helping to reduce the risk to lenders in issuing those loans.

Terms & Conditions

This website is designed solely for the use of residents of the United Kingdom of Great Britain and Northern Ireland only. All quotations on this website are typical examples only and do not constitute an offer of a loan nor can be taken as such. Application details are transmitted over a secure (SSL) connection. All rates and repayment figures contained within this website are correct at the time of publishing in 2007.

We reserve the right to alter or delete material from the Site at any time and may, at any time, revise these terms by updating this page. Whilst we use reasonable effort to include accurate and up to date information in the Site, we make no warranties or representations as to its accuracy. We assume no liability for any omissions or errors in the content of the Site.

All of the information provided in the loan application form is assumed to be true and forms part of any subsequent loan agreement. To allow any prospective Lenders to verify your ability to repay the loan they may carry out a credit reference search from a registered agency such as Equifax or Experian who will keep a record of the search.

Assuming your loan application is successful further searches may be required and in the future details of how your loan account is conducted will be fed back to the credit reference agency to provide a central register where other financial institutions may cross reference for future credit assessment purposes.

Loan Arrangers is registered by the Office of Fair Trading under the Consumer Credit Act 1974. Our licence number is 561551 and authorises us to conduct the business of Credit Brokerage.

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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER DEBT SECURED ON IT
Typical 10.9% APR Variable