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Bad Credit Loans

Been refused credit? CCJ's? Arrears? Bad credit is no problem. We have access to loans from with no upfront fees.
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Loan News

Home Equity Loans Explained
fter you purchase a home, you begin to build equity almost immediately. Equity is value that has been built up in the home when the amount of money you owe on the home is less than the appraised value of the home. Borrowing money against the value of you home is not a big deal once you have been able to build up equity on the same.

How To Buy An Owner Financed Home
f you're looking to buy a home of your own but don't have adequate funds for a deposit or meet other criteria for a traditional mortgage, an owner financed home could provide an alternate path to homeownership. If you are paying rent every month, you're not earning any return on that money - you are helping your landlord build equity in his property. Instead, you should build your own wealth through homeownership. When you own your home, every payment is an investment in a home that you will someday own outright.

The Truth About FHA Mortgage Loans
f you fall into the category of a first time home buyer, an FHA mortgage loan is probably the best type of loan to seek after. The Federal Housing Administration, known by the acronym FHA, was created in 1934 by the United States Congress. The purpose of the FHA is to help borrowers get loans by helping to reduce the risk to lenders in issuing those loans.

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Our Loans Process

What happens when you apply for a loan using our secure online application.

On receipt of your completed application form you are allocated to one of our highly trained loans officers, it is their job to underwrite your application and find you the best rate.

Once they have identified what is available they will then call you back to discuss their findings, assuming you are happy with the quote they will then send you the details by post and also a completed application form for your signature, along with a request for any supporting paperwork the lender may require.

When you return your documentation to our loan officer, he will then arrange for any supporting evidence that the lender may require i.e. he will pay for and arrange for a valuation of your property if required, and also arrange for any references that may be required to be taken up.

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A cheap loan can offer you.....

  • Lowest interest rates
  • Borrow up to 100% of property value
  • Plans available for self employed with no accounts.
  • Loans from £5,000 to £150,000
  • No repayments for 6 months on some plans
  • Bad credit history is no problem
  • No upfront fees

Referral to the Lender


On receipt of your paperwork, and all the supporting documentation the lender requires, we refer your application to the lender for pay out. When our loan officers make a loan referral to the lender we expect to get the loan paid out that same day.

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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER DEBT SECURED ON IT
Typical 10.9% APR Variable