The bank reported a drop in the number of personal loans that were not repaid last year.

Ministers have failed to assure charities that funds for schemes such as Saving Gateway are safe.

The UK market is proving a better prospect for the bank’s personal loans and mortgages.

A local initiative wants to stop people taking out loans with “unrealistic” interest rates attached.

Both Tesco and now Sainsbury’s have cut their headline APR rates in the past few days.

As Britain’s borrowers geared up for the New Year’s Eve party, analysts shared their thoughts on what the next 12 months will bring.

The 4 January increase in VAT will leave a lot of people looking for personal loans this month, according to Sainsbury’s.

Members of the association saw levels of lending and approvals fall again in the third quarter of 2010.

Frequent credit card use can mend credit ratings and increase the chance of being accepted for unsecured personal loans.

Some Britons admit to being put off online shopping due to the possibility of fraud.