When the market was booming credit card companies and banks were pushing loans on people. They are now being fiercely criticised for being so careless. Now that bad debt has spiralled banks have become more judicious about whom they will lend money to. Only those that have an excellent credit rate will receive the best [...]

It has been revealed that there is an average of 6 million people that do not have savings in the UK. This means that there is a potential 6 million people who if they lose their job or become sick could possibly face financial adversity. For those who are saving are only saving around 8 [...]

Finding loans with a good rate of interest is still quite a challenging task. The banks are still severely restricting their lending making credit difficult to come by.

Sainsbury’s ups the ante in the personal loans rate battle by introducing a new headline rate of 6.8% APR.

The new directive regulating personal finance could lead to more people being charged higher interest rates.

A local initiative wants to stop people taking out loans with “unrealistic” interest rates attached.

Recent rate cuts may – or may not – be part of a growing trend, depending on who you ask.

Following in the footsteps of Tesco and Sainsbury’s, M&S Money has become the latest lender to start the New Year with a rate cut.

The bank’s Financial Solutions Unit is no longer simply dealing with mortgage holders.

A price comparison site has made its own recommendations for borrowers in the New Year.