Brits Urged To Protect Property In Build Up To Christmas
As the nation gears up for the festive season, it is important that consumers take steps to ensure they are not the victim of a Christmas cash crisis.
Such is the assertion of esure, which reports of the need for Britons to ensure that they have a sufficient amount of home insurance in the build-up to the big day. The insurance firm states that as the cold winter nights draw in, people may find that their homes are at greater risk of being targeted by thieves. And as December 25th approaches and properties are filled with festive presents, the importance of homeowners ensuring that they have the right level of cover was stated.
However, by not having a comprehensive enough amount of home insurance, those Britons who find that their homes have been burgled could be forced to raid their pockets and purses in order to meet the cost of repairing their home and replacing stolen items. As such, this could have an impact on consumers ability to get to grips with other financial commitments including personal loans, credit and store cards, utility bills and mortgage repayments.
In a bid to improve the safety of their home ahead of Christmas, the firm urged people to be “tighter” when it comes to home security, advising that consumers take the time to ensure they have locked all the windows and doors to their property. Meanwhile, blinds and curtains should be kept shut at night. Furthermore, it was stated homeowners who are set to leave their property should attempt to make sure this does not appear to be the case to prospective thieves. Esure claimed that making use of light timers and leaving a radio turned on can give an impression that a house is occupied.
Continuing, the insurance provider advised against leaving presents underneath the Christmas tree for all to see, instead recommending that gifts be placed in the loft or an upstairs cupboard in the build-up to the big day. It was also stated that in the days following Christmas, people should be careful with what rubbish they leave outside their homes, as empty boxes can advertise what items are inside a property.
Mike Pickard, head of risk and underwriting for esure home insurance, said: “Christmas gifts that you have bought for friends and family as well as presents that youve received can add up to a hefty sum. It is important to make sure you have ample contents cover, especially around this time of year when thefts tend to be more targeted and the value of burglaries are higher than any other season.”
For those who have been a victim of burglary and are looking for an effective way to repair their property, taking out a home loan could be advisable. By doing so, borrowers may be able to meet the cost of getting their home back on track quickly, leaving them with an affordable rate of monthly repayment to make. The monetary assistance on offer with a loan could also help people to take out comprehensive home insurance. This may be especially useful after Direct Line revealed last month that one in ten UK homes have been a target of burglary over the past five years.
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