Consumers Urged To Safeguard Against Storm Damage
With reports of bad weather on the way it is crucial that homeowners take steps to protect their property.
Such is the assertion of esure home insurance, which claims that is important consumers ensure that they prepare their homes as best as possible to cope with damage from the elements while the conditions currently remain mild. Citing predictions from the Met Office, the firm states that the country could be struck with severe gales by the end of this week, in addition to heavy storms in the coming months.
In a bid to improve the security of their property, the financial services firm advises people to make sure any roof tiles which are either damaged or loose are replaced or repaired as the meteorological conditions are currently mild. The company pointed out that while about a quarter of all tiles placed on a roof on properties in England and Wales are actually nailed down, it was revealed that “if any become loose a strong wind can easily lift them into the air”.
Meanwhile, esure stated that any leaning or loose masonry should be propped up to avoid crumbling brickwork. The firm stated that falling walls have resulted in a number of deaths, particularly during times when there have been storms, in recent years. Making sure that fence posts are secure and not in a state of rot was also advised.
For those looking for an effective way to finance boosting the security of their property, a quick homeowner loan might prove to be of assistance.
The firm also recommended that loose or rotten tree branches are checked for, as should they fall during a storm they “can cause significant damage to people, cars and homes”. Keeping guttering and drains clear of debris was also advised.
Mike Pickard, head of risk and underwriting at esure home insurance, said: “Its not just the storms in the financial market that homeowners should be thinking about at the moment. With the weather seemingly breaking new records each year, we would urge every homeowner in the UK to take steps to prevent storm damage right now. It is not a question of if, its a question of when. Home insurance can help anyone who is hit with storm damage but prevention is always better than cure.”
For consumers who do not have a sufficient level of home insurance, however, the event of storm damage may mean they have to dip into their own pockets in order to pay for repairs. In turn, this could put a damper on their ability to service other areas of financial demand such as personal loan repayments, credit cards and utility bills.
Homeowners on the search for an effective means to batten the hatches ahead of heavy storms hitting the country might want to consider applying for a home loan. By getting this sort of loan, borrowers may be able to afford the cost of replacing brickwork and securing fences quickly, leaving them with an affordable rate of monthly repayment. Such a loan might also help those wishing to improve the energy-efficiency of a property after Lloyds TSB recently revealed that more than one in four Britons claim to have seen their monthly utility bills rise by more than 40 pounds.
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