Drivers Urged To Stay Safe During Winter Months
It is important that motorists take care to make sure the winter months do not put the freeze on their finances.
Such is the assertion of Confused, which reports it is important for drivers to ensure their vehicle is protected during the colder time of the year, as otherwise they may find they are unexpectedly forced to shell out money in order to pay for repairs.
The price comparison site reports that one thing consumers should be particularly aware of is frost. To combat this, it was stated that topping up on anti-freeze before heading off on a long journey should be a particularly important consideration. Although Confused reported that anti-freeze only costs a few pounds, making sure they are stocked up on the liquid may see motorists save hundreds as the chances of requiring cracked engine block repairs is lowered. In addition, the colder months were also said to bring an increased chance of frozen windscreens.
Meanwhile, ensuring that batteries are well-charged was also recommended, as winter increasingly sees such devices be used to power car lights and heaters. Furthermore, drivers were advised that as the typical battery lasts for about five years, those approaching this milestone should think about getting a replacement rather than run the risk of suffering a breakdown in freezing temperatures.
Will Thomas, car insurance expert at Confused, said: “Winter is a potentially hazardous time for motorists. As well as being more vigilant in these conditions, motorists need to plan their journeys in advance. Leaving home ten minutes earlier, in order to de-ice the windscreen, will save that potentially dangerous mad rush to work. As well as the obvious danger of careless driving, accidents could also cost motorists financially; on average, a driver with three points will see premiums leap by seven per cent, rising to 25 per cent for six points and 50 per cent for nine points. While nobody is perfect, we would advise motorists to take more care when driving, especially in winter months.”
And due to being at a greater risk of having an accident, drivers could find that a motoring mishap means they are forced to dip into their own pockets and purses in order to meet the cost of repairs to their vehicle. In turn, this could have an impact upon their ability to get to grips with other areas of financial management such as personal loans, utility bills, mortgage repayments and credit cards.
Furthermore, drivers were advised that although the legal minimum amount of tyre tread stands at 1.6mm, a depth of at least 3mm could help to offer peace of mind on icy roads. Meanwhile, Britons were urged to be aware that visibility can be a “serious issue” during the winter months due to early sunsets and late sunrises.
As the colder weather sets in, those consumers on the search for a new set of wheels in order to ensure they stay safe on the roads may wish to consider applying for a motor loan. In getting such a loan, borrowers may find that they are able to purchase the vehicle of their dreams quickly, leaving them with an affordable rate of monthly repayment. The financial assistance provided by a car loan could also help drivers to take out comprehensive motor insurance, something that may be especially helpful after GoCompare revealed that many young drivers are looking to get cover for vehicles with an engine size of at least 1,250 cc, which are the most costly to obtain insurance for.
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