We’re committed to providing the fastest, most efficient personal loans online. You can apply for a personal loan for any purpose, home improvements to improve your home, a debt consolidation loan to reduce your monthly commitments, any purpose whatsoever (so long as it's legal). You can even apply for a personal loan with bad credit!
Apply for your loan today and put us to the test, we aim to call you back within the hour, or if you are in a hurry for the cash you might consider applying for one of our payday loans, you could have up to £750 paid into your account today.
A personal loan can offer you.....
- Borrow up to 85% of property value
- Instant decision
- Quick and easy to apply - simple 1 minute application form
- Terms available from 5 to 25 years
- Secured Personal Loans from £3,000 to £100,000
- Fixed monthly repayments available
- Friendly and fast service
- Bad credit loans no problem
- No upfront fees
Personal Loans from Loan Arrangers
In the UK today more and more households are coming under increasing pressure and are turning to personal loans to help them manage. The demand for personal finance has increased dramatically over the last year or so but the availability of credit has been seriously reduced as many of the pre credit crunch lenders have closed their doors and ceased trading. Today, other than the high street banks, only a couple of specialist lenders are offering unsecured personal loans. The banks only seem to be interested in offering loans to their existing customers, and then preferably ones that are homeowners with a clean credit record.
The availability of secured personal loans is a little better with half a dozen or so lenders in the market. Secured loans are a better bet for people that have not got a perfect credit rating. Although only available to homeowners with sufficient equity in their property, the lender is more relaxed about lending to people with a poor credit history because there is less risk involved as the loan is secured against the borrower's property.
When looking to take out a personal loan, try to avoid gimmicks such like repayment holidays and the like. You might get a payment holiday, but you do not get an interest holiday. The interest that accrues during the payment holiday, along with the payments that would have been paid are usually added onto the loan, which in turn accrues more interest. This will increase the cost of the loan overall.
When deciding on the term of a personal loan, try to keep it as short as possible but keep the repayments at a manageable level, and think about how you would repay the loan if you became unemployed or unable to work or earn a living.
Also, try not to go for a loan where the lender will charge you a penalty if you wish to pay off the loan earlier than scheduled. More often than not loans do not reach their full term, so you do not want to be penalised for clearing the loan off early. A flexible loan that allows overpayments is an added benefit if you can get it as making overpayments will save you interest and possible reduce the term of the loan.
Let the experts find you the best personal loan
Loan Arrangers (www.loan-arrangers.co.uk) are not tied to any lenders, so there are no restrictions placed upon as to which lenders to use. This gives us a wide availability of lenders and loan products from which we can source the best loan for you. On receipt of your details one of our loan experts will aim to call you back and have an answer with a no obligation loan quote in about 30 minutes!
Alternatively, why not give us a call to discuss your requirements in more detail.
Call us FREE on 0800 061 2453.